Lifestyle Financial Planning – Securing a Brighter Future
How does it work?
Nowadays you can realistically expect to live to a greater age than your parents or grand parents, and enjoy a lifestyle they could only have dreamed of.
However, in practice this will only be possible if you have arranged your affairs so that you will be financially independent and able to afford to maintain your desired lifestyle whatever happens, for the duration of you and your spouse’s lifespan.
We can help enhance your investment returns and minimise your tax so that this financial independence can become a reality – and maybe sooner than you thought possible.
The process begins with a no obligation exploratory meeting, which takes about an hour. The aim of this meeting will be to decide whether we could be the right people to advise you and whether our service would deliver your financial objectives. Following this meeting we provide you with a preliminary written analysis of your current position, for which you are not charged.
If you wish to proceed a second meeting will be arranged to prepare the first draft of your Financial Plan, together with a schedule of recommended actions. This meeting usually lasts 3-4 hours. Developing Financial Plans with clients has been found to be far more effective than producing ‘reports’ for clients.
From there on we carry out Annual Review meetings to plot the progress of your investments, and implement any changes or recommendations which together we feel are appropriate. You are of course free to contact us between review meetings to discuss any issues you might have. We undertake to respond to you promptly and fully.
In terms of achieving financial independence, our Lifestyle Financial Planning service can make all the difference. We don’t replace your solicitor, accountant or stockbroker, but work with them to ensure you achieve your lifestyle goals.
How do we charge?
As a fee-based practice we charge you a fixed monthly fee for the level of service we provide, not for the products you purchase, or the value of your funds under advice. Any commissions we earn are offset against the fee charges you accrue.
The Way Forward
Please telephone us to arrange an free exploratory meeting, or complete the form at the bottom of this page.